Trinity Wealth Management was established in 2001 by the Directors Graham Cleveland and Jon Cobb and has grown into the vibrant firm it is today with advisors in St Albans, Chorleywood, Aylesbury and Twickenham. Supporting the advisors is a dedicated team of para planners and support staff who pride themselves in delivering outstanding customer care and professional service. Our team are accessible all year-round, not just at review times, to provide a listening ear and support whenever needed.
“My particular focus is asset management, and I am responsible for the fund choice and asset allocation. I head up our Investment Committee which meets quarterly’
Jon has worked in the finance industry for more than twenty years. He shares the Trinity passion for bringing a holistic approach, coupled with the sound investment principle of diversification, to the financial planning advice his gives to his clients.
Jon is married with three grown up children. He regularly visits the Dominican Republic to assist in house building and school projects for Haitian refugees and for children living on rubbish tips. He has also visited projects in Sierra Leone, both of which have been supported by Trinity Ministries of which Jon is a Trustee. He is also very keen on sport – Angling, Running, Soccer, Cricket, Rugby, and Boxing.
‘My expertise is to offer an integrated holistic approach when reviewing my client’s finances, lifestyle, goals and dreams”.
Graham heads up the Financial Planning team and is also a co-founder of Trinity. His career experience includes working for a national independent financial adviser, as well as in financial services with two major insurance companies.
He is married with three children. A keen sportsman, he is also involved in his community and church, and is a board member for the Association of Christian Financial Advisers.
He is an accomplished speaker either alone or with his Co-Director, Jon Cobb, through their charitable trust.
‘I undertake both financial planning and asset management work for my clients and I enjoy providing a full holistic financial planning service. I live in Aylesbury, so as well as meeting clients in the St Albans and Harpenden area, I also meet clients from the Buckinghamshire and Oxfordshire areas.’
Mark provides a full fee-based service, including retirement planning, investment advice and inheritance tax planning.
Mark joined Trinity Wealth Management in April 2010, having previously worked for a variety of financial services companies since leaving university in 1989. His experience includes employment within the Lloyds Banking Group in a managerial capacity.
‘I particularly enjoy spending time with my clients, helping and enabling them to achieve their financial goals by applying sound Financial Planning principles’
Adam has worked at Trinity since 2010 and is a trusted adviser with an abundance of knowledge and experience particularly in the area of pensions and investments.
Adam currently lives in Rickmansworth, Hertfordshire, with his wife Krystal and two children. Adam enjoys photography and sport and has completed two 3 Peaks Challenges and a 5-day trek through the Fish River Canyon in Namibia in support of The Captain James Philippson Trust. This Charity was set up in memory of his good friend who tragically died fighting for his country in Afghanistan in 2006.
Financial Planning Certificate 1,2 and 3
MAQ – Mortgage Advice Qualification (CII)
CF8 – Long Term Care Insurance (CII)
CF9 – Pension Simplification (CII)
JO1 – Personal Tax (CII)
JO2 – Tax and Trusts (CII)
JO5 – Pension Income Options (CII)
RO2 – Investment Principles & Risk (CII)
‘I believe champagne should be available on the NHS for medicinal purposes!’
The office is never quiet when Catherine is around, but it is her bubbly personality which makes her so suited to her role.
Catherine joined Trinity Wealth Management Ltd in 2008 from a background working in Administration and Sales for various charitable and business organisations. She joined as part of the Administration Team, before working as Jon and Graham’s PA for 7 years. She is now our Business and Marketing Manager with a particular responsibility for HR, Finance and Marketing. This is a role she loves as it involves a lot of talking to people, something she is expert at.
Away from the office Catherine’s passions are her amazing family, crazy dog, and her very old horse. She also loves champagne, fine dining, friends and all things Italian. She hates ironing and bananas.
Craig provides expert technical support for Trinity Wealth Management in all areas of financial planning, encompassing investments, pensions, taxation and financial protection. He has a key role as a Senior Paraplanner, allowing us to offer holistic and independent financial advice to our clients.
Jon Cobb Director at Trinity Wealth Management says ‘It is Craig’s attention to detail that sets him apart. We are always confident that the information he provides is diligently researched and accurate’
Craig joined our St Albans office in 2014 having previously worked as a paraplanner for a large law firm, a national pension consultancy and a regional practice of independent financial advisers.
Hailing from the North East, he now lives in Hertfordshire. He is a keen swimmer, a football supporter and enjoys spending time with his family.
Martin joined Trinity Wealth Management as a Paraplanner in 2017. He has a broad understanding of the Life, Pensions and Investments business having successfully designed and developed IT systems for several companies over 25 years.
Martin is married with three children and an entertaining Weimaraner (horse-sized dog called Otto!). He enjoys supporting Chelsea FC, from when they were a poor, second division team through to their more recent wealthy, successful times, and has also volunteered on overseas missions and raised funds for a new medical centre in Africa.
Roger ran his own independent Financial Advice practise for 18 years before joining the Trinity Wealth Management team as a Financial Planner in 2012 and opened a branch office in Twickenham. He is a highly experienced financial advisor and specialises in investment management, having served in the financial services industry since the age of 21.
Graham Cleveland, director at Trinity Wealth Management says of Roger ‘The loyalty and affection which Roger’s clients have for him demonstrates the high level of service and integrity he gives his clients’
Sport has always been a passion for him but having recently hung up his boots for the third time he is reluctantly starting to accept that participation is now being overtaken by an increase in spectating. He is married with three grown-up children.
‘I work alongside Sue Thomas and Susan Gould, offering business support to our team of Advisors as well as contributing to the general running of the office.’
Jo joined Trinity Wealth Management in 2016 but it seems like she’s been there forever as she is such an integral part of the team. Before joining our St Albans office, she had spent more than 25 years in business administration, working mainly in banking and the Civil Service.
Senior Financial Planner Adam Vanstone says of Jo ‘I love her commitment to Trinity. She is always full of great ideas and her previous experience has created improved efficiencies in the back office.’
Married with two grown-up children, Jo has a keen interest in genealogy, she keeps fit but also enjoys baking, regularly making wedding cakes for friends and family.
Beverley joined Trinity Wealth Management in 2016, bringing with her capabilities learned from a 26-year career, mainly spent at HSBC. Following her time there, Beverley did some voluntary work for St Albans Good Neighbours, helping the elderly, lonely and vulnerable.
Beverley is married with three grown-up step-children and an elderly boxer dog, Remy – named after the famous cognac, Remy Martin. She spends many hours on the M1, travelling to visit her family in Lancashire, and enjoys reading, DIY and photography in her spare time!
Graham Cleveland, Director at Trinity Wealth Management says of Sue ‘When I am facing a complex challenge Sue’s clear-headed thinking always seems to reduce it to something manageable and understandable’
Sue joined Trinity Wealth Management in 2013 following a career break to raise her family. She has a background in IT and has previously worked in retail and investment banking. She works in the St Albans office providing business and technical support to the advisers.
She is married with two children and the family lives in St Albans. They are all actively involved in their local community, and Sue is a Unit Helper at a local Brownie Pack. When not providing a taxi service for her children she also enjoys running, skiing and watching football
“I decided to take the route of an apprenticeship rather than heading to University as a way of gaining work experience and working towards a CII Level 4 Diploma in Regulated Financial Planning whilst earning.”
Jordan joined Trinity Wealth Management as a trainee in 2018, previously attending schools in Luton and Harpenden. He made the decision to undertake an apprenticeship rather than heading to university as a way of earning whilst learning and avoiding gaining a student debt. He thrives best working in a team, and regularly shadows and supports our Financial Advisors.
Outside of Trinity Wealth Management, Jordan is an avid football fan and supports Chelsea Football Club. Over the years he has also taken his hobby of hiking to a competitive level, successfully winning two major hiking competitions.
He also volunteers at his church, mostly supporting with the children’s work and helping with teas and coffees on a Sunday.
“Basically, I am on this career path at the moment – I’m working towards qualifying with my diploma, and ultimately the goal is to become a financial adviser”
Shenara joined Trinity Wealth Management as a Business Support Officer at the beginning of 2019. A qualified Chartered Accountant, she previously worked at Price Waterhouse during her time in Malaysia before getting married and moving to the UK.
Deciding to take a break from working in finance, she then went on to work for a number of Christian charities. During this time she worked in a variety of areas helping those in vulnerable conditions, including anti-trafficking, before feeling a calling to begin working in Personal Finance. She is currently in the process of retraining.
When she does have has time to spare, Shenara tends to find herself running after her “spirited” four year old daughter!
Mark expertly navigated us through the process of putting together a financial plan which centred around our personal goals. He gave sound advice with regard to tax, pensions, life insurance and investments which were invaluable. He also gave us advice about our wills and ensured we were planning effectively with regard to our estates. The advice has already paid for itself!
We have received an excellent service with financial planning that has been carefully tailored to our situation. TWM have been able to offer a wide range of options that are suitable for both medium and long-term investments and which provide an appropriate balance between risk and return. The annual meeting and review of objectives has ensured we have given thought to what we are hoping to achieve and respond to changing circumstances.
I find myself also attracted to the ethos of Trinity Wealth and indeed any company that looks to ‘give back’ to the community
We have been able to put both personal and business investments in order, and, in the event that they might be needed, put in place plans to make sure our two young children would be looked after financially.
The reason why we chose Trinity Wealth Management to advise us on our financial affairs was because of their holistic approach to money matters - that it should be handled prudently, carefully, independently and expertly but it was also seen in the wider light of how we live, spend and save.
We approached Trinity Wealth Management to help us plan for our financial future. Through Adam’s wise counsel and patience, helping us through the complexities of the financial planning process, plans are now in place for us to cease paid work at the end of this year. If we had one regret, it would have been that we had not found Adam sooner!
Choosing Trinity Wealth Management to plan our financial future was one of the best decisions we have ever made. From the initial consultation through to implementation, Mark's approach was to develop a personal relationship, and provide a ‘tailor made’ solution to our financial requirements.
With regard to financial matters, relationship is key to me and Gill and I quickly established with Adam a good, professional working relationship that ‘held our hands’ when that was required and allowed us to make our decisions with confidence.